Commercial Lines of Insurance

COMMERCIAL LINES OF INSURANCE IN WILSON, NC


We offer insurance packages that are tailored for different types of businesses. Whether it is insurance for your building, business property, equipment, inventory, or company vehicles, we offer products and services to protect your business. In addition, we offer group health and retirement plans.

Commercial Insurance – Wilson, NC – Towe Insurance Services

Property Insurance

Property Insurance covers the risk of property loss in various commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies, and other physical items.


Property Insurance may cover two types of property losses:

  • Direct losses may be covered when your property is lost, stolen, damaged, or destroyed.
  • Indirect or consequential losses related to direct losses may also be covered.

Commercial General Liability Insurance

Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.


Policies provide coverage for liability arising out of:

  • Premises and Operation
  • Fire Damage Liability (damage by fire to premises rented to insured)
  • Personal and Advertising Injury
  • Medical Payments
  • Products/Completed Operations


You may want to consider a Business Owners Package, which combines your Liability, Property, and other types of coverage into one comprehensive policy and which can help you save time and money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.

Business Auto Insurance

Business Auto coverage insures owned, leased, hired, or borrowed vehicles by businesses, whether they are associations, corporations, partnerships, or sole proprietorships. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers, and commercial vehicles designed for use on public roads. We can give you more details about specific coverages and deductibles and about tailoring a Business Auto plan that’s right for you and your business.

Workers' Compensation

Workers' Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.


Workers' Compensation provides for the payment of four types of benefits:

  • Medical benefits
  • Income benefits
  • Death benefits
  • Rehabilitation benefits


A representative can provide you with complete details on Workers' Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.

Are you ready to get started insuring your business? Call 252.237.5361 today or click below to send us a message.

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